This Kay Jewelers credit card review reveals the pros and cons of this private label card, with a detailed breakdown of rewards, financing options, interest rates, fees, and more. You will also find out how to submit your application or log into your card account online. Finally, you can read and post your own opinions about this map in the comments below.Kay-Jewelers-Credit-CardOn the other hand, the Kay Jewelers Credit Card does not have a rewards structure that allows you to earn cashback or points. It also doesn’t help to get discounts every time you use it. There is nothing. However, these things don’t make it any less useful for people hoping to pay off a big purchase over time.

Therefore, this Kay Jewelers credit card is designed for customers who need to make big purchases at Kay Jewelers. While the rewards of this credit card aren’t all that impressive, there may be situations where it’s a good idea to get this credit card. In this Kay Jewelers credit card review, let’s learn more about this credit card in detail.


Unfortunately, this credit card doesn’t offer decent rewards. With this credit card, you only get a special funding period of 12 or 36 months. Special financing means you pay little or no interest on this purchase. However, your purchase must be at least $500 or $3,000. APR for the ticket purchase (which is between 17.0% and 24.99%) will be applied to the total amount of the purchase if you miss a payment.

The KAY Jewelers credit card is very similar to other loyalty cards you may have come across. There is no annual fee to apply for the card, but you must have at least good credit to qualify. And while there is no welcome bonus for new cardholders, they can expect to receive annual perks like a $100 discount during the cardholder’s birthday month and an additional $100 discount for the card’s birthday month.