Buying jewelry can be expensive. However, there are certain occasions in our lives when we need it: engagement, wedding, anniversary, anniversary, etc. And if you’re planning to buy a big diamond ring or fancy necklace in the future, you might want to start saving today.
Therefore, this Kay Jewelers Credit Card is designed for customers who need to make big purchases at Kay Jewelers. While the rewards on this credit card aren’t all that impressive, there may be situations where it’s a good idea to get this credit card.
Financing Kay Jewelers Credit Cards
Kay changes the financing offers associated with your credit card from time to time to reflect consumer and market purchasing trends. In late 2019, the jewelry store will offer the LONG VIVA AMOR card, which shoppers with sufficient credit can use to finance larger jewelry purchases.
12-Month Special Financing Offer
LONG LIVE LOVE cardholders are able to make a purchase of $500 or more through the Long Live Love program. You will also need to pay a 20% deposit at the time of sale, which must be paid with a method other than your Kay Jewelers credit card. You then have 12 months to pay off the interest-free balance. A minimum monthly payment is required, but the exact details of the offer, including interest rates, depending on your personal credit score
36-Month Special Financing Offer
Knowing that some jewelry purchases require a significant down payment, Kay offers an exclusive financing option for in-store wedding purchases. If you plan to spend $3,000 or more on engagement or wedding rings, or other bridal jewelry, you can fund it with the LONG LIVE LOVE Credit Card’s 36-month special financing offer.
Customers who qualify for this program have no down payment and have up to 36 months to pay the balance. So, if you purchased $5,000 worth of wedding and engagement rings, you must pay a minimum of $139 per month to cover the balance during the promotional funding period.